Down Payment

Down Payment Assistance

NHSIE Lending offers grant opportunities for families who are looking to purchase their first home.  Often, potential buyers have what it takes to qualify for a mortgage but have limited savings for a down payment.  Most borrowers have no idea that these type of funds are available.  That is why at NHSIE we strive to educate our clients on down payment assistance programs to help connect borrowers with extra funds that will increase their purchasing power.

 

WISH & IDEA

Coming Soon

CALHome Program

To learn more about the CalHome program and guidelines, please click below.

CalHome Qualifications

 Contact Maria Solis at maria.solis@nhsie.org to ensure availability of funds.

CalHome Qualified Census Tract Numbers

303.00, 304.00, 305.01, 305.02, 305.03, 313.00, 402.03, 402.04, 410.01, 411.00, 415.00, 416.00, 417.04, 422.02, 422.09, 422.10, 422.11, 425.04, 425.05, 425.15, 425.19, 425.20, 427.23, 428.00, 429.02, 429.04, 430.01, 430.06, 433.08, 434.01, 434.05, 435.07, 436.00, 440.00, 441.01, 442.00, 443.00, 445.07, 445.09, 445.10, 448.06, 449.15, 452.07, 453.01, 454.00, 455.01, 455.02, 456.03, 456.04, 456.05, 457.03, 457.04, 457.05, 462.00, 3.01, 14.00, 15.00, 16.00, 22.03, 28.0031.00, 34.02, 37.00, 40.00, 41.00, 42.01, 42.02, 47.00, 48.00,49.00, 50.00,53.00, 54.00, 55.00, 56.00, 57.00, 58.00, 59.00, 62.02, 63.02, 64.01, 64.02,65.00,68.00, 69.00, 70.00, 72.00, 74.07, 74.08, 75.00, 76.01, 80.02, 94.00, 97.10, 97.16, 98.00, 99.01, 100.14, 100.20, 104.11, 106.00,107.00, 117.00, 9401.00, and 9405.00.

Click Here for census tracts by address. Click here to find out where these census tracts are located.

NeighborhoodLIFT

Neighborhood Housing Services of the Inland Empire is proud to be part of the NeighborhoodLIFT program in partnership with Wells Fargo and NeighborWorks® America. Discover the possibilities of homeownership in Riverside, San Bernardino or San Diego County.

For more information click here

East West Bank REACH

Neighborhood Housing Services of the Inland Empire (NHSIE) is administering the REACH program in the counties of San Bernardino, Riverside, and San Diego in California. REACH is a down payment assistance program funded by a grant from East West Bank. The REACH program provides 1% to 2% of sale price (not to exceed $5,000) in down payment assistance (DPA) funds to eligible homebuyers who are purchasing a home within the county limits of San Bernardino, Riverside, or San Diego, California. No repayment of these funds is required as they are structured as a “soft second” mortgage that is forgiven over a one year period.

REACH Info English

REACH Info Spanish

Homeready_Mortgage Info

Income Eligibility Lookup Tool: View

NHSIE ACHIEVE

Homeownership is possible with our new down payment assistance grant in partnership with Bank of America Community Home Fund. Receive up to $15,000 (U.S. active military, veteran or surviving spouse may access up to an additional $5,000) for the purchase of a primary, owner occupied residence in Riverside or San Bernardino County.

All funds have been expended.  Please continue to check the website periodically for additional programs.