Credit and personal finances can sometimes become obstacles in the road to homeownership. NHSIE provides homeownership coaching services for first time homebuyers. During each coaching session, a certified Homeownership Advisor will analyze the client’s:
With the assistance of a Homeownership Advisor, a detailed action plan is designed, addressing any credit problems and budgeting issues. This plan serves as a blueprint for the client to follow to achieve the “mortgage ready” status.
*Does Not qualify as a Homebuyer Education Class
Financial & Credit Coaching
Finances and credit encompass every aspect of our lives, yet personal financial management is generally not a part of our academic education. NHSIE’s free financial coaching can help you learn to:
One-on-one coaching is available once a client completes the free virtual lunch and learn Money Management and Credit Building class. Create an account to get started!
NHSIE not only provides clients with the necessary tools to purchase a home, but also provides strategies to help ensure successful homeownership tenure. Homebuyers can be confident that they will receive the necessary training to confidently purchase a home that is affordable for them in the long term in any neighborhood they choose.
Topics covered include:
- Real Estate
- Home inspection
- Homeowner’s insurance
Our online classes are HUD approved. Freddie Mac and Fannie Mae products approve eHome America online Homebuyer Education with the exception of HomeReady.
A recent study commissioned by NeighborWorks America showed that homebuyers who work with our network organizations are one-third less likely to become 90 or more days delinquent during the first two years of homeownership than those who do not.
Homebuyer Education is an eight-hour course designed to educate prospective first-time home buyers on Real Estate, Title, Escrow, Mortgages, Home Inspection, and Homeowner’s Insurance. This class is approved by Fannie Mae and Freddie Mac and is taught by experienced housing professionals certified by the NeighborWorks® Center for Homebuyer Education and Counseling. Clients who attend our First Time Homebuyer class will receive the Realizing the American Dream guide which will serve as an ongoing reference guide to real-time information during the buying process.
*In-Person Courses are currently on hold due to COVID19 until further notice*
Online Homebuyer Education can be completed online, in English or Spanish. You can proceed at your own pace, start and stop at your convenience until the 8-hour course is completed.
Once you have completed the online course, call NHSIE 909-884-6891 to schedule your follow up appointment. Upon the completion of the follow-up appointment, NHSIE will provide your certificate.
Before taking the online course, please verify that your lender and the program in which you are applying for down payment assistance will accept the online certification and does not require the in-person 8-hour class.
Register for the online training course by clicking here www.ehomeamerica.org/nhsie.